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Spending time with your grandchildren is always a delight, but as they grow older, they take a little more effort to entertain.

If you don’t have something planned for them, they will end up zoning out in front of the television while your hours slip away. However, by the time you reach your senior years, it is important to keep your safety -- and the little ones’ -- in mind.

Practical skills like classroom management and positive behavior strategies are vitally important tools in a teacher's toolkit. Most of these skills are learned on the job, rather than in the university classroom, so inexperienced teachers often struggle with creating a positive environment in their classrooms.

Why is classroom management important, and how does it affect student learning? Let's explore this issue together.

Let's face it. You deserve every nickel earned in your career.

Besides the time spent in the classroom, you also have worked countless hours writing lesson plans, grading papers and working with parents - even on your nights and weekends.

So, why not reward yourself by saving your well-deserved pension or salary whenever and wherever possible?

Here are eight ways to help your cash flow, especially in retirement or as you prepare for it.

When leaves begin turning colors and the air turns cool most of us begin to think of cider, pumpkins, family gatherings and upcoming holidays.

For the financially savvy, fall signals the time of year to make sure we have taken advantage of every opportunity to save for the long winter of retirement and accumulate some tax breaks to use when the spring thaw arrives in April.

These are five opportunities to take advantage of before December 31 or risk waiting till next year.

Many of you will be heading out for the holidays or going south or west as a snowbird during the cold weather months.

You should take a little precaution to protect your home during your absence. Here are a few tips to help deter burglars and make your home look occupied:

If you're a teacher thinking about when you should retire, you have a lot to consider. 

In this post we will cover the essentials to help you determine when to retire from teaching. It is our hope that this guide will provide you with an overview of the procedures of the Indiana State Teacher's Retirement Fund (ISTRF), as well as the personal and emotional considerations involved.

The Indiana Retired Teachers Association is committed to assisting active educators in making informed retirement decisions. The Association works to protect retirement benefits and to improve retirement benefits of all retired teachers.

Read our in-depth guide: Retirement Guide for Indiana Teachers

If you are among the 72 percent of Americans who travel for leisure, you know that vacations can be expensive.

American Express says the average weeklong trip can cost around $970 per person for hotels, meals, transportation, entertainment and other expenses.

Even though you set a budget before setting off for another city, state or country, you sometimes spend more than you planned. Invariably, you can blow past your vacation means by buying items on impulse or pushing your credit cards to their limit.

So, what can you do to stick to your budget and still enjoy time with your family and friends? Here are some tips:

We need a sense of belonging. Joining a nonprofit organization gives us a sense of purpose, support and satisfaction.

Becoming a member serves our needs, promotes our communities and helps advance great causes.

There are various ways to serve a nonprofit. You can volunteer your time – helping with projects, speaking to groups or working on administrative tasks. You also can support one through donations or other gifts – providing the financial resources they need to serve their cause.

When choosing an organization to join, though, you should carefully review its purpose and mission. After all, you are giving yourself to help make it successful.

So why become a member of a nonprofit group? Here are some reasons why.

The mission of nonprofits is to serve. Whether its changing public policy, supporting medical research or helping people in need, nonprofits play a critical role in advancing our society.

More than 1.6 million tax-exempt organizations operate in the United States, providing more than $390 billion in support of great causes.

Beyond the dollars, though, another crucial component of a successful nonprofit is advocacy. Telling the story, educating the public and changing minds are necessary to advance their goals.

Retirement is an exciting time – a great anticipation of well-earned “me time”. You have spent decades working for others and serving your profession.

You deserve this chance to focus on what really makes you happy the rest of your life.

However, retirement can be a greater challenge than expected - especially mentally.